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4421 E Chattaroy Rd, Chattaroy, WA, 99003

2beds
1baths
1,322sqft
$410,000
$310price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

Escape to your own private retreat on 8.84 beautiful acres in the heart of Chattaroy. Built in 1998, this charming 2-bedroom, 1-bath home is surrounded by mature trees, offering exceptional privacy, seclusion, and a peaceful country setting. The property features a barn and storage shed, providing ample space for animals, hobbies, equipment, or additional storage. Whether you're looking for a quiet homestead, recreational getaway, or a place to enjoy nature year-round, this property offers endless possibilities. Tucked away from the hustle and bustle, you'll enjoy the serenity of country living while maintaining convenient access to Highway 2 for an easy commute. With north Spokane just a few minutes down the road, enjoy the best of both worlds—rural privacy with nearby shopping, dining, services, and amenities. If you've been searching for acreage, privacy, and room to breathe, this stunning property is ready to welcome you home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
7/10
Riverside Middle SchoolGrades 6-85.2 mi
6/10
Riverside High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave,Washer,Dryer

Basement

  • Basement: Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Window features: Vinyl Frames

First Floor

  • Level: First

Heating

  • Heating features: Electric,Ductless

Interior Area

  • Total structure area: 1,322
  • Total interior livable area: 1,322 sqft

Other

  • Level: Second

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 38263.9072

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8.84 Acres
  • Features: Secluded,Hillside

Parking

  • Parking features: Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$102$1,224
Property Taxes $272$3,264
Electricity $149$1,793
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 99003$230
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99003$200
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$410,000

For Sale by Agent

AgentMatt Dayton
BrokerageeXp Realty, LLC

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