249 Summit Ave, Hagerstown, MD, 21740
About This Home
Charming and well-maintained duplex in the heart of Hagerstown offering the perfect blend of character, functionality, and value. This inviting home features 3 bedrooms, 1.5 baths, spacious living and dining areas, and a finished attic that provides flexible space for a home office, playroom, guest area, or additional storage. Enjoy a private backyard, off-street parking, and a convenient location close to shopping, dining, parks, and commuter routes. Whether you're a first-time homebuyer, investor, or looking to downsize, this property offers an excellent opportunity to own a move-in-ready home with timeless appeal. Sold as is.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Foundation: Permanent
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,050
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,440
- Total interior livable area: 1,050 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Features: Attic - Finished
- Level: Upper
Other
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2203033228
- Zoning: U
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 2,378 sqft
Parking
- Parking features: Off Street,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $116 | $1,392 |
| Electricity | $281 | $3,374 |
| Total | $1,267 | $15,204 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $160,000 |
| 2017-04-28 | Sold | $71,300 |
| 2017-03-15 | Pending sale | $73,500 |
| 2016-11-10 | Listed for sale | $73,500 |
| 2010-09-25 | Listing removed | $99,900 |
| 2010-03-24 | Listed for sale | $99,900 |
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