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14 Torrey St #1, Dorchester, MA, 02124

3beds
2baths
1,299sqft
$549,000
$423price/sqft
$3,858/moest. monthly cost
$154,320/yrincome needed

About This Home

Wonderfully laid out first floor condo in one of Dorchester’s most exciting areas. Features include hardwood floors throughout, sunny living room, three bedrooms, two full bathrooms and an extra office space (or guest room)! Washer/dryer in unit. Plus enjoy a private covered back deck. Tons of storage in the basement and a tandem parking spot in the driveway round off this perfect condo. Current owners added Central AC, ceiling fans, replaced kitchen appliances, and a new primary bathroom shower. Located on the border of the Ashmont and Codman neighborhoods with easy access to the Red Line, shops, restaurants, and more!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
Lee AcademyGrades PK-30.1 mi
3/10
Techboston AcademyGrades 6-120.2 mi

Construction

Condition

  • Year built: 1905

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area above ground: 1,299

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,299
  • Total interior livable area: 1,299 sqft

Property

Details

  • Parcel number: 4683459
  • Zoning: RES

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood

Parking

  • Total spaces: 1
  • Parking features: Tandem,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$196$2,352
Property Taxes $532$6,384
Electricity $354$4,259
Total$3,858$46,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,274/yr
40% on housing$115,740/yr
45% on housing$102,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 02124$356
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02124$396
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$565,000
2026-03-02Listed for sale$575,000
2025-07-30Listing removed$598,000
2025-07-09Listed for sale$598,000
2021-06-01Sold$510,000
2018-07-10Listing removed$2,700
2018-06-19Price change$2,700
2018-06-11Listed for rent$3,300
2017-08-31Sold$360,000
2017-07-31Pending sale$379,000
2017-07-20Listed for sale$379,000
2014-11-11Listing removed$1,650
2014-11-08Listed for rent$1,650
2013-05-08Sold$140,000
2012-04-23Sold$90,199
2012-03-22Listed for sale$90,000
2011-01-03Sold$101,300
2007-06-26Sold$293,000

For Sale by Agent

AgentIsabelle Rosenblatt
BrokerageRed Tree Real Estate

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