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2306 NW 4th Street, Okeechobee, FL, 34972

4beds
3baths
3,225sqft
$555,000
$172price/sqft
$4,113/moest. monthly cost
$164,520/yrincome needed

About This Home

Prepare to be impressed! This stunning 4 bedroom, 2.5 bath house offers over 3,200 sq. ft. of beautifully designed living space. From the moment you step in, you will be captivated by the high ceilings and abundant natural lighting. The heart of the home is the open kitchen featuring granite countertops and abundant cabinetry. The dedicated office provides the ideal work-from-home space and can easily be converted into a fifth bedroom to accommodate your family's changing needs. French doors lead to covered patio overlooking the fully fenced in backyard. Major updates include new 2026 roof. With room to grow and space to gather, this home is ready to welcome its next owners. Schedule your showing today!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
4/10
Yearling Middle SchoolGrades 6-81.6 mi
3/10
Okeechobee High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Range,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Breakfast Area,Bathtub,Dual Sinks,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Split Bedrooms,Storage,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,799
  • Total interior livable area: 3,225 sqft

Kitchen

  • Level: First
  • Area: 460
  • Dimensions: 23 X 20

Living Room

  • Level: First
  • Area: 520
  • Dimensions: 26 X 20

Master Bedroom

  • Level: First
  • Area: 210
  • Dimensions: 15 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11737350020002900070
  • Zoning: RSF
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage
  • Fencing: Back Yard,Fenced,Wood
  • Waterfront features: None

Lot

  • Lot size: 0.27 Acres
  • Features: 1/4 to 1/2 Acre Lot,Many Trees

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$303$3,636
Property Taxes $680$8,160
Electricity $324$3,894
Total$4,113$49,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,017/yr
40% on housing$123,390/yr
45% on housing$109,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 34972$170
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34972$172
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$555,000
2006-06-06Sold$45,000
2005-07-05Sold$24,500

For Sale by Agent

AgentJennifer Arellano
BrokerageR&R Property Group

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