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495 Bragg Rd, Monticello, GA, 31064

4beds
4baths
2,838sqft
$710,000
$250price/sqft
$5,582/moest. monthly cost
$223,280/yrincome needed

About This Home

Welcome to your own private country retreat! Nestled on 61.29 acres of rolling pastures and mature hardwoods, this exceptional estate offers the perfect blend of privacy, functionality, and endless possibilities. Whether youre looking for a horse farm, cattle property, hunting retreat, or simply room to roam, this property delivers. The custom home features 2,838 square feet of living space plus an approximately 1,800-square-foot partially finished walkout basement, offering incredible potential for additional living and entertaining space. The home includes 4 bedrooms, 3.5 bathrooms, and a spacious bonus room that could easily serve as a fifth bedroom, media room, playroom, or home gym. The oversized main-level owners suite is a true retreat, featuring ample space for a sitting area, dual walk-in closets, and an en suite bath with double vanities, a soaking tub, and separate shower. Designed for both everyday living and entertaining, the main level also offers a dedicated home office, formal dining room, spacious family room highlighted by a beautiful stone fireplace, and an inviting eat-in kitchen complete with granite countertops, center island, and abundant cabinetry. Hardwood flooring extends throughout the main floor living areas and continues upstairs, adding warmth and timeless appeal. Downstairs, the partially finished basement includes a full bathroom and provides endless possibilities for a recreation room, game room, home theater, workshop, or additional living space, with convenient walkout access to the backyard. Outside, youll appreciate the propertys mix of open pasture and wooded acreage, ideal for horses, cattle, ATV riding, hiking, or hunting. The home sits well off the road behind a gated entrance and long gravel driveway, creating a peaceful, private setting. Relax on the classic rocking-chair front porch while enjoying breathtaking sunset views over your own slice of Georgia countryside. Adding even more value, this remarkable property is priced below the current property valuation, presenting an outstanding opportunity for buyers seeking acreage and a custom home at an exceptional price. The property is being offered AS-IS, providing the perfect opportunity for the next owner to add their personal touches and create the country estate of their dreams.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
5/10
4/10
Jasper County High SchoolGrades 9-127.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo)
  • Laundry features: In Kitchen,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level,Split Foyer
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,838

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,838
  • Total interior livable area: 2,838 sqft

Kitchen

  • Features: Breakfast Room,Kitchen Island,Pantry

Property

Details

  • Parcel number: 046 071B
  • Special condition: As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Other
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 61.29 Acres
  • Features: Pasture

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance *$405$4,860
Property Taxes $1,312$15,744
Electricity $275$3,308
Total$5,582$66,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,382/yr
40% on housing$167,460/yr
45% on housing$148,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 31064$183
Jasper County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 31064$180
Jasper County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$699,000
2026-07-24Price change$710,000
2026-06-27Price change$725,000
2025-07-17Pending sale$799,000
2025-07-10Contingent$799,000
2025-06-12Listed for sale$799,000
2024-11-07Listing removed--
2024-08-09Price change$599,000
2024-05-31Price change$790,000
2024-05-02Price change$699,900
2024-03-24Price change$800,000
2024-01-11Listed for sale$850,000

For Sale by Agent

AgentGreg Ozburn
BrokerageColdwell Banker Upchurch Realty

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