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56 Saddle Brooke Ln, Rock Spring, GA, 30739

4beds
3baths
5,624sqft
$769,000
$137price/sqft
$5,939/moest. monthly cost
$237,560/yrincome needed

About This Home

Welcome to 56 Saddle Brooke Lane -- a stunning custom estate tucked away on 3.2 private wooded acres in the desirable Saddle Ridge Estates community of Rock Spring. This exceptional 4-bedroom, 3-bath home offers over 5600 square feet of thoughtfully designed living space with beautiful finishes and timeless craftsmanship throughout. From the moment you arrive, the covered rocking-chair front porch and beautifully landscaped setting create a warm Southern welcome. Inside, you'll find beautiful hardwood floors, coffered and cathedral ceilings, extensive custom trim work, built-ins, and specialty lighting that elevate every room. The spacious living areas feature multiple fireplaces, including a stacked-stone fireplace that anchors the inviting family room. The kitchen is designed to impress with custom cabinetry, granite countertops, stainless steel appliances, a large center island, and generous entertaining space. The main-level primary suite offers a spa-inspired retreat complete with dual vanities, soaking tub, walk-in shower, and oversized walk-in closet. Additional main-level features include two guest bedrooms, a library, keeping room, and laundry room. The fully finished basement expands the home's versatility with a large recreation room, home theater, second kitchen, bedroom, full bath, workshop, and abundant storage -- ideal for multi-generational living or entertaining guests. Outdoor living is equally impressive with a screened porch, expansive deck, and peaceful wooded views offering exceptional privacy. Located just 30 minutes from Chattanooga, this property combines luxury, space, and serene country living. Book your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Lafayette High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Double Vanity,Granite Counters,Pantry,Soaking Tub,Sitting Area,Separate Dining Room
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 2,505
  • Finished area above ground: 3,119

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 5,624
  • Total interior livable area: 5,624 sqft

Property

Details

  • Parcel number: 0334 105

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Screened
  • Exterior features: Fire Pit

Lot

  • Lot size: 3.28 Acres
  • Features: Cleared,Cul-De-Sac,Gentle Sloping,Wooded
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$167$2,004
Property Taxes $1,338$16,056
Electricity $546$6,556
Total$5,939$71,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,622/yr
40% on housing$178,170/yr
45% on housing$158,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 30739$137
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30739
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-16Sold$711,500
2024-06-06Contingent$719,000
2024-03-29Listed for sale$719,000
2023-08-25Listing removed--
2023-07-05Listed for sale$674,900
2023-06-13Listing removed--
2023-05-14Contingent$699,000
2023-03-03Listed for sale$699,000
2023-03-03Contingent$699,000
2022-10-22Listed for sale$699,000
2022-10-11Contingent$699,000
2022-06-22Listed for sale$699,000
2016-04-18Sold$400,000
2016-02-19Listed for sale$400,000

Coming Soon

AgentChristi Doll
BrokeragePremier Property Group Inc.

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