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905 Adams Ave, Greenup, KY, 41144

2beds
1baths
1,230sqft
$145,000
$118price/sqft
$1,037/moest. monthly cost
$41,480/yrincome needed

About This Home

Charming cottage-style home tucked away on a quiet street, offering comfort, character, and endless potential! This inviting property features a fenced-in yard perfect for pets, play, or outdoor entertaining, along with a beautiful garden area that adds to the home’s cozy charm. A detached garage provides additional parking and storage space, while the unfinished building in the backyard opens the door to countless possibilities — create a studio apartment, mother-in-law suite, workshop, home office, or extra storage space to fit your needs. Whether you’re looking for a peaceful place to call home or a property with room to grow, this one is full of opportunity! MOTIVATED SELLER!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
3/10
Wurtland Middle SchoolGrades 6-80.2 mi
4/10

Construction

Condition

  • Property condition: 50 or more Years

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Aluminum Siding,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Range Hood,Electric Water Heater

Bedroom2

  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,230

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,230 sqft

Kitchen

  • Area: 168

Living Room

  • Area: 294

Master Bedroom

  • Area: 169

Property

Details

  • Parcel number: 167200310100

Features

  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • Topography of land: Level

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$140$1,680
Property Taxes $10$120
Electricity $154$1,850
Total$1,037$12,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,554/yr
40% on housing$31,110/yr
45% on housing$27,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -10.8%
-10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 41144$62
Greenup County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 41144$108
Greenup County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$139,900
2026-08-10Price change$139,900
2026-07-30Listed for sale$145,000
2026-07-13Contingent$145,000
2026-06-30Price change$145,000
2026-05-27Price change$155,000
2026-05-15Listed for sale$160,000
2025-12-19Sold$145,000
2025-11-20Contingent$142,000
2025-11-18Listed for sale$142,000
2025-11-10Contingent$140,000
2025-11-10Listed for sale$140,000
2011-10-26Sold$27,000
2011-04-14Sold$50,000

For Sale by Agent

AgentAmy L Stevens-Baker
BrokerageADVANTAGE PLUS REALTY

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