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825 Ames Ct, Cambridge, MD, 21613

3beds
2baths
1,210sqft
$259,000
$214price/sqft
$2,134/moest. monthly cost
$85,360/yrincome needed

About This Home

Attention Buyers: come check out this nice floor plan well-kept home 3-bedroom 2 bath all on one floor. HVAC was replaced almost 3 years ago. *Stove not included* Primary bedroom with a full bathroom has a linen and walk-in closet. The kitchen is large which has a dining area. A very nice front porch you can sit on and enjoy the fresh air. The back yard is large with a deck and a shed. Come and view this property and say yes to the address and add your personal touch. Seller will do an allowance for Paint.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

1/10
2/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,210

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007222165
  • Zoning: R3
  • Special condition: Standard
  • Exclusions: Stove

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,458 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$136$1,632
Property Taxes $408$4,896
Electricity $281$3,374
Total$2,134$25,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,165/yr
40% on housing$64,020/yr
45% on housing$56,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$154
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Price change$259,000
2026-01-29Price change$209,000
2026-01-17Price change$215,000
2025-12-15Price change$223,000
2025-11-28Price change$232,000
2025-10-31Price change$239,500
2025-09-23Price change$244,500
2025-08-30Listed for sale$254,500
2009-06-30Sold$184,000

For Sale by Agent

AgentJanet Cephas
BrokerageNew Realty, LLC

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