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328 Greenup Rd, Raceland, KY, 41169

6beds
3baths
3,285sqft
$179,900
$55price/sqft
$1,612/moest. monthly cost
$64,480/yrincome needed

About This Home

Bring your vision and unlock the incredible potential this spacious one floor plan friendly home has to offer. Featuring 6 bedrooms, 3 full baths, two full kitchens, a finished basement, and a highly functional layout, this property presents an outstanding opportunity for investors, renovators, or buyers looking to build equity while creating their dream home. Designed with flexibility in mind, the main level offers comfortable everyday living with a full kitchen, while the finished basement features a second full kitchen, creating an ideal setup for multigenerational living, extended family, guests, or a private in-law suite. Connecting both levels is a handicap elevator lift, providing added accessibility and convenience while making the home suitable for a variety of living arrangements. The generous floor plan provides room to reimagine every space, and the finished basement offers endless possibilities for additional living areas, recreation, home offices, or hobby rooms. While the home is ready for updates and personal touches, the size, layout, and unique features create an exceptional foundation that's difficult to find. Outside, you'll find one of the property's greatest assets: a large, level yard with plenty of room for entertaining, gardening, children, pets, or future outdoor improvements. Covered front and back porches offer inviting spaces to relax and enjoy the surroundings, while the detached four-car garage is a standout feature with abundant room for vehicles, equipment, storage, or a workshop. Opportunities like this don't come around often. With six bedrooms, three full baths, two complete kitchens, a handicap elevator lift, finished basement, detached four-car garage, and a one floor plan friendly design, this home offers incredible potential for the right buyer to restore, renovate, and create something truly special.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
--

Construction

Condition

  • Property condition: 50 or more Years

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 1,500
  • Finished area above ground: 1,785

Heating

  • Heating features: Natural Gas

Interior Area

  • Total interior livable area: 3,285 sqft

Property

Details

  • Parcel number: 175200402700

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Topography of land: Level,Rolling

Lot

  • Lot size: 7,405 sqft
  • Features: Cleared

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$157$1,884
Property Taxes $287$3,444
Electricity $259$3,113
Total$1,612$19,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,268/yr
40% on housing$48,360/yr
45% on housing$42,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -10.8%
-10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 41169$227
Greenup County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 41169$99
Greenup County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$169,900
2026-06-26Listed for sale$179,900

For Sale by Agent

AgentChristopher L Hutchinson ll
BrokerageKeller Williams Legacy Group

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