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28 Campbell Cemetery Rd, Argillite, KY, 41121

3beds
2baths
1,586sqft
$299,900
$189price/sqft
$3,823/moest. monthly cost
$152,920/yrincome needed

About This Home

Welcome home to this well-maintained property featuring a spacious kitchen and dining room combo with beautiful wood floors, tons of cabinet storage, and a large center island perfect for cooking and gathering. One bathroom is handicap accessible for added convenience. Recent updates include a new roof in 2025, and a new water heater in 2024, offering comfort and peace of mind for years to come. Outside enjoy the large covered back porch, ideal for relaxing or entertaining. The property also features an impressive 33x27 metal detached garage with double garage doors, openers, concrete flooring, outside keypad, and a 14x14 workshop area-- perfect for hobbies, storage or projects. Handicap ramp and new concrete steps are already in place. This one has the space, updates and functionality you've been looking for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
3/10
Wurtland Middle SchoolGrades 6-87.8 mi
4/10
Greenup County High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Property condition: 31 to 50 Years
  • Year built: 1985

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedroom2

  • Area: 156.651

Bedroom3

  • Area: 181.093

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,586

Interior Area

  • Total interior livable area: 1,586 sqft

Kitchen

  • Area: 462.95

Living Room

  • Area: 294.5

Master Bedroom

  • Area: 288.42

Property

Details

  • Parcel number: 144000003300

Features

  • Patio & porch: Deck,Porch
  • Waterbody name: Greenbo Lake
  • Topography of land: Level

Lot

  • Lot size: 1.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$1,873$22,476
Property Taxes $280$3,360
Electricity $154$1,850
Total$3,823$45,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,074/yr
40% on housing$114,690/yr
45% on housing$101,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -10.8%
-10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 41121$217
Greenup County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 41121$23
Greenup County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$309,000
2026-04-06Price change$344,500
2026-02-24Price change$349,500
2026-01-30Price change$354,900
2025-11-10Listed for sale$359,900
2022-01-12Sold$150,000
2021-11-17Contingent$159,900
2021-11-05Listed for sale$159,900

For Sale by Agent

AgentCarole P Wagner
BrokerageADVANTAGE PLUS REALTY

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