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80 Naomi Ln, Ashland, KY, 41102

2beds
3baths
1,680sqft
$99,900
$59price/sqft
$901/moest. monthly cost
$36,040/yrincome needed

About This Home

Looking for a place to call home? This property offers endless potential for the right buyer ready to make it their own. Featuring living Spaces on both the first and second floors, there’s plenty of room to spread out. The first-floor primary suite includes a private en suite bathroom for added convenience. Upstairs, you’ll find additional rooms along with a third-floor loft that could be transformed into extra bedrooms, office space, or a bonus area with some renovation. Bring your vision and unlock the possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Russell Primary SchoolGrades PK-22.4 mi
6/10
Russell Middle SchoolGrades 6-82.4 mi
10/10
Russell High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 184000008400

Features

  • Levels: Two and a Half
  • Stories: 2
  • Patio & porch: Porch,Patio
  • Topography of land: Level

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 3
  • Parking features: No Garage,3+ Cars,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$77$924
Property Taxes $165$1,980
Electricity $154$1,850
Total$901$10,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,891/yr
40% on housing$27,030/yr
45% on housing$24,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -10.8%
-10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 41102$87
Greenup County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 41102$103
Greenup County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$119,900
2026-03-24Listed for sale$129,900

For Sale by Agent

AgentTodd Jenkins
BrokerageBunch Real Estate Associates

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