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244 3rd Ave, Worthington, KY, 41183

5beds
2baths
2,395sqft
$249,900
$104price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

Welcome home to this spacious and well-maintained property nestled in a desirable neighborhood in Worthington! Offering 3 bedrooms on the main level, this home also features and upstairs area with the potential for one or even two additional bedrooms, making it ideal for growing families or those needing extra space. Inside, you’ll find two generous living areas, providing plenty of room for relaxing, entertaining, or creating a dedicated home office or playroom. The large pantry offers exceptional storage and organization for all your kitchen essentials, while two full bathrooms add convenience for family and guests alike. Looking for even more possibilities? The unfinished attic space is ready to be transformed into additional living space—whether you envision a home office, hobby room, or bonus room, the choice is yours. Outside, enjoy the flat yard, perfect for outdoor activities, gardening, or simply unwinding. A detached two-car garage, along with an additional carport, provides ample parking and storage. Conveniently located in a great Worthington neighborhood, this home combines space, functionality, and endless potential. Don’t miss your opportunity to make this versatile property your own—schedule your private showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
6/10

Construction

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 120

Bedroom4

  • Level: Upper
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 112

Family Room

  • Level: Main
  • Area: 320

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,395

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,395 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 228

Master Bedroom

  • Level: Main
  • Area: 266

Property

Details

  • Parcel number: 175400305600

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Waterbody name: Grayson Lake,Greenbo Lake
  • Topography of land: Level

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$139$1,668
Property Taxes $193$2,316
Electricity $189$2,269
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -10.8%
-10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 41183$74
Greenup County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 41183$101
Greenup County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$249,900
2014-11-17Sold$87,000
2008-06-23Sold$85,000

For Sale by Agent

AgentTina L Young
BrokerageHENSLEY REALTY COMPANY

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