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205 W Georgetown St, Crystal Springs, MS, 39059

6beds
4baths
4,105sqft
$299,500
$73price/sqft
$2,395/moest. monthly cost
$95,800/yrincome needed

About This Home

205 W Georgetown Street - Crystal Springs Stunning and spacious, this 6 bedroom, 4 bath home is filled with timeless charm and character, all within walking distance to Downtown. Step onto the large covered front porch and admire the beautiful curb appeal, complete with a classic wrought iron fence and blooming crepe myrtles and vibrant azaleas while in season. Inside, you're welcomed by a gorgeous staircase, soaring ceilings, rich hardwood floors, and elegant clawfoot tubs that highlight the home's historic beauty. The home features generously sized bedrooms along with a formal living room, formal dining room, and a spacious family room designed for gathering and entertaining. The kitchen includes a cozy breakfast nook and pantry, while a separate den, playroom, or office offers flexible space to fit your needs. A large laundry room adds everyday convenience. Upstairs, you'll find three bedrooms, one bath, and a true kid's paradise -- the perfect area for imagination, play, or a private retreat. The fenced backyard provides plenty of space to relax, entertain, or let pets and children play safely. Enjoy small-town living at its finest by walking, biking, or taking your golf cart to local festivals, shopping, restaurants, the ice cream parlor, and more -- all just minutes from your front door. Space, charm, and location come together beautifully in this exceptional property.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Microwave,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,Pantry,Primary Downstairs,Soaking Tub,Storage
  • Door features: Dead Bolt Lock(s)
  • Window features: Plantation Shutters
  • Flooring: Brick,Wood
  • Fireplace features: Gas Log,Great Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,105
  • Total interior livable area: 4,105 sqft

Property

Details

  • Parcel number: 3036b25109.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Front Yard,Gate,Wood,Wrought Iron,Fenced

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot,Landscaped

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Lightning
Strong Wind
Cold Wave
Ice Storm

FEMA Declared Disasters in Copiah County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$396$4,752
Property Taxes $104$1,248
Electricity $381$4,580
Total$2,395$28,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,114/yr
40% on housing$71,850/yr
45% on housing$63,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 39059$92
Copiah County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 39059$121
Copiah County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$325,000
2021-03-24Listing removed--
2020-05-24Listing removed$282,500
2020-02-24Price change$282,500
2019-08-12Price change$287,500
2019-07-21Listed for sale$297,500
2010-02-02Listing removed$150,000
2009-10-24Listed for sale$150,000

For Sale by Agent

AgentMitzi Cline
BrokerageCline Realty, LLC

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