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513 Harmony Rd, Crystal Springs, MS, 39059

4beds
2baths
3,816sqft
$199,900
$52price/sqft
$1,697/moest. monthly cost
$67,880/yrincome needed

About This Home

Step back in time with this historical home on 1.26 acres in Crystal Springs! Offering 4 bedrooms, 2 baths, and approximately 3,816 square feet, this spacious property blends classic Southern character with modern potential. Enjoy the full front porch perfect for relaxing afternoons, a rear deck overlooking the fenced backyard, and a 3-car attached garage complete with storage and workshop space. The home has seen updates through the years yet still invites your personal touch and TLC to restore its full charm. With room to grow and a peaceful setting on Harmony Road, this property offers a rare opportunity to own a piece of local history with space and versatility.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,816
  • Total interior livable area: 3,816 sqft

Property

Details

  • Parcel number: 3035f30019.00

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None
  • Has view: Yes

Lot

  • Lot size: 1.26 Acres
  • Features: Few Trees,Views

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Copiah County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$264$3,168
Property Taxes $69$828
Electricity $354$4,257
Total$1,697$20,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,182/yr
40% on housing$50,910/yr
45% on housing$45,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 39059$93
Copiah County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 39059$121
Copiah County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$224,900
2026-04-09Listed for sale$229,900
2019-09-04Sold--
2019-03-22Listed for sale$180,000
2018-11-12Listing removed$214,900
2018-08-09Price change$214,900
2018-07-20Price change$234,900
2018-06-27Listed for sale$249,900

For Sale by Agent

AgentWes McGee
BrokerageMcGee Realty Services

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