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108 Monte Vista Pl APT B, Santa Fe, NM, 87501

2beds
3baths
1,366sqft
$859,000
$629price/sqft
$5,149/moest. monthly cost
$205,960/yrincome needed

About This Home

Charming condo near the Santa Fe Plaza. This 2-bedroom, 2.5-bath residence offers approximately 1,374 square feet of inviting living space, just moments from the Plaza, with the Fort Marcy Complex, park, and nearby hiking trails. Classic Santa Fe style is evident throughout, featuring warm brick floors, in-floor radiant heat, exposed beams, nichos, plastered walls, Spanish tile baths, and a cozy kiva fireplace. The sunlit kitchen is well-appointed with stainless steel appliances, Silestone countertops, and abundant natural light. Both upstairs bedrooms offer ensuite baths, including one with direct access to a private deck capturing morning sun and mountain views. Outdoor spaces are equally inviting, with a walled front courtyard and covered portal ideal for dining and relaxation, along with two French doors that open to the rear patio for effortless indoor-outdoor entertaining. A one-car garage provides space for a compact vehicle or additional storage. Set within an intimate three-unit compound, the property benefits from low HOA dues—enhancing its appeal as an easy lock-and-leave residence in a prime location. Just a short stroll to dining, shopping, and entertainment.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Milagro Middle SchoolGrades 7-83.3 mi
--
Santa Fe EngageGrades 9-126.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level,Pueblo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Interior Steps
  • Window features: Insulated Windows
  • Flooring: Brick,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Kiva,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,366
  • Total interior livable area: 1,366 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 910019478
  • Special condition: Standard

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: None
  • Living area range: 1,251-1,500

Lot

  • Lot size: 435.60 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Tandem
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Lightning

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,343$52,116
Home Insurance *$228$2,736
Property Taxes $430$5,160
Electricity $148$1,780
Total$5,149$61,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,537/yr
40% on housing$154,470/yr
45% on housing$137,306/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$629This listing

vs Other Active Listings

Avg $/sqft

ZIP 87501$484
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87501$468
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$859,000

For Sale by Agent

AgentMark Banham
BrokerageBarker Realty, LLC

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