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116 N Zion St, Winnsboro, SC, 29180

6beds
7baths
5,062sqft
$539,900
$107price/sqft
$3,567/moest. monthly cost
$142,680/yrincome needed

About This Home

Step back in time as you approach this grand 1912 home in Winnsboro, where wide wrap-around porches invite you to slow down, relax, and enjoy the timeless charm of Southern living. With more than 5,000 square feet, 6 bedrooms, and 6.5 bathrooms, this property offers a rare blend of historic character and modern livability. Currently operating as a bed and breakfast, the home could easily transition back into a single-family residence. From the moment you enter, you’ll find details that tell the story of another era: original oak and mahogany floors, pocket doors, hand-placed dental molding, plaster ceilings, and elegant chandeliers. The formal living room is both welcoming and refined, while the office/library showcases rich coffered ceilings and intricate plasterwork. The dining room, framed with oak wainscoting, is built for gathering, with the kitchen and laundry nearby for convenience. The main level includes the primary suite and a private back porch, perfect for quiet mornings. Upstairs are five additional bedrooms, each with its own bathroom, along with an enclosed porch now serving as extra sleeping space. Every corner of the home reflects craftsmanship you rarely see today. Whether you choose to continue its tradition as a bed and breakfast or make it your personal residence, this property is a true showpiece. **This home is not on the Historic registry so any updates do not need approval!** Serious inquiries only, please. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Fairfield Middle SchoolGrades 7-81.4 mi
4/10

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Slab
  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Double Oven,Smooth Surface,Island Cooktop,Dishwasher,Disposal,Refrigerator,Microwave Countertop
  • Laundry features: Electric,Heated Space,Mud Room,Utility Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Bay Window,Fireplace,Bath-Private,Separate Shower,High Ceilings,Ceiling Fan(s),Floors-Hardwood
  • Level: Second

Bedroom3

  • Features: Bay Window,Fireplace,Bath-Private,Separate Shower,High Ceilings,Built-in Features,Ceiling Fan(s),Floors-Hardwood
  • Level: Second

Bedroom4

  • Features: Bay Window,Fireplace,Bath-Private,Tub-Shower,High Ceilings,Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Second

Bedroom5

  • Features: Bay Window,Fireplace,Bath-Private,High Ceilings,Ceiling Fan(s),Floors-Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Fireplace,Floors-Hardwood,Molding,High Ceilings
  • Level: Main

Features

  • Ceiling Fan(s),Bath-Private,High Ceilings,Closet-Private
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 9
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,062
  • Total interior livable area: 5,062 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry,Counter Tops-Formica,Cabinets-Stained,Floors-Vinyl
  • Level: Main

Living Room

  • Features: Fireplace,Floors-Hardwood,Molding,Ceilings-High (over 9 Ft),Ceilings-Box
  • Level: Main

Master Bedroom

  • Features: Fireplace,Bath-Private,Separate Shower,Walk-In Closet(s),High Ceilings,Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Main

Property

Details

  • Parcel number: 1260135010000

Features

  • Stories: 2
  • Fencing: Partial

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 6
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Fairfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$154$1,848
Property Taxes $197$2,364
Electricity $486$5,841
Total$3,567$42,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,297/yr
40% on housing$107,010/yr
45% on housing$95,120/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.2%
10.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 29180$241
Fairfield County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 29180
Fairfield County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$539,900
2025-08-25Listed for sale$550,000
1994-08-07Sold$220,000

For Sale by Agent

AgentBrian Hunt
BrokerageColdwell Banker Realty

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