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27 Wateree Key Ct, Winnsboro, SC, 29180

4beds
4baths
4,453sqft
$1,300,000
$292price/sqft
$7,631/moest. monthly cost
$305,240/yrincome needed

About This Home

Private Waterfront Estate with Big-Water Views – Lake WatereeEnjoy effortless lake living from day one with a stationary and floating dock, covered boat lift, and easy access to the landing—making boating, fishing, and sunset cruises seamless. Positioned in a quiet, protected cove with panoramic big-water views, this property offers the perfect balance of privacy and accessibility.Set on 4.45 acres in sought-after Wateree Keys, this custom brick residence delivers a rare combination of space, seclusion, and elevated design—ideal as a primary home or luxury second-home retreat.Designed for seamless indoor-outdoor living, multiple outdoor spaces provide the perfect setting for entertaining, dining al fresco, or quiet mornings overlooking the water.Inside, timeless craftsmanship defines the home, featuring hardwood floors, extensive millwork, vaulted ceilings, plantation shutters, and a gas fireplace anchoring the open-concept living space. The chef’s kitchen is both functional and striking, offering a 5-burner gas cooktop, 42” custom cabinetry, expansive island with prep sink, and a breakfast area with cathedral ceilings and sweeping lake views. A spacious laundry room with custom shaker cabinetry adds both style and functionality.The main-level primary suite is a true retreat, showcasing lake views, a double tray ceiling, dual custom walk-in closets, heated floors, dual vanities, walk-in shower, and direct patio access. A secondary main-level bedroom provides flexibility for guests or a private office.The finished lower level offers exceptional versatility with high ceilings, two oversized en-suite bedrooms, a large recreation space, and a climate-controlled flex area complete with a second laundry and mini-kitchen—ideal for extended stays or multigenerational living. Additional storage and workshop space enhance functionality, while the FROG offers potential for a fifth bedroom or bonus room.Additional highlights include an oversized garage, multiple porches, landscape lighting, lake-fed irrigation system, and covered boat lift.Conveniently located approximately 40 minutes to Columbia and South Charlotte with easy access to I-77. Disclaimer: CMLS has not review

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

1/10
Fairfield Elementary SchoolGrades PK-612.9 mi
5/10
Fairfield Middle SchoolGrades 7-813.2 mi
4/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave Built In
  • Laundry features: Mud Room,Main Level

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2

Dining Room

  • Features: Floors-Hardwood
  • Level: Main

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,453
  • Total interior livable area: 4,453 sqft

Kitchen

  • Features: Cabinets-Natural,Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Granite Counters,Backsplash-Tiled,Prep Sink,Recessed Lighting
  • Level: Main,Basement

Living Room

  • Features: Fireplace,French Doors,Floors-Hardwood,Ceilings-High (over 9 Ft),Recessed Lights
  • Level: Main

Master Bedroom

  • Features: Balcony-Deck,Double Vanity,Bath-Private,Walk-In Closet(s),High Ceilings,Ceiling Fan(s),Floors-Hardwood,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 0600202005000

Features

  • Stories: 1
  • Exterior features: Boat Ramp,Dock,Gutters - Full
  • On waterfront: Yes
  • Waterfront features: On Lake Wateree

Lot

  • Lot size: 4.45 Acres
  • Lot size dimensions: 193841

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Inland Flooding
Winter Weather

FEMA Declared Disasters in Fairfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$154$1,848
Property Taxes $476$5,712
Electricity $428$5,138
Total$7,631$91,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,634/yr
40% on housing$228,930/yr
45% on housing$203,493/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.2%
10.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 29180$230
Fairfield County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 29180
Fairfield County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Contingent$1,300,000
2026-03-31Price change$1,300,000
2026-03-06Listed for sale$1,400,000
2023-05-04Sold$949,900
2023-03-23Listed for sale$949,900
2012-01-17Sold$325,000
2011-11-10Pending sale$425,000
2011-10-08Price change$425,000
2011-09-22Price change$435,000
2011-08-18Price change$445,000
2011-07-29Price change$450,000
2011-02-26Listed for sale$560,000
2007-02-23Sold$250,000

For Sale by Agent

AgentRachel Cost, eXp Realty LLC
BrokerageeXp Realty LLC

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