451 Old Ruff Rd, Winnsboro, SC, 29180
About This Home
HORSE PROPERTY with wooded pastures. 17.8 acres borders a creek and includes 5 fenced pastures, corral, and riding ring. 3 bedroom brick house on a quiet gravel road. 24x36 shop, 12x24 pole barn, 24x44 barn with tack room. 18,000 gallon in-ground swimming pool. 12x36 attached covered deck plus 4 uncovered deck areas. New roof in 2025, Brazilian redwood floors in living room and bedrooms. Tile floors in kitchen, baths, mud room, and sunroom. Ceiling fans in each room. Fireplace in living room and large wood stove in sunroom. Heat pump central HVAC. Stove and dishwasher are included.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Asphalt
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Range / Oven
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Stove,Wood / Pellet
- Cooling features: Central
Interior Area
- Total interior livable area: 1,712 sqft
Property
Details
- Parcel number: 1640302026000
Features
- Exterior features: Other,Brick
Lot
- Lot size: 17.91 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Detached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Fairfield County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $146 | $1,752 |
| Electricity | $204 | $2,449 |
| Total | $2,521 | $30,252 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $399,000 |
| 2008-07-22 | Sold | $206,000 |
View on Zillow