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8785 E 275th St, Elko New Market, MN, 55020

4beds
4baths
3,393sqft
$1,100,000
$324price/sqft
$7,373/moest. monthly cost
$294,920/yrincome needed

About This Home

Home is located on a Caul de sack you will enjoy the comfort of not being on a noisy street. This home boast of a big yard and deck to for entertaining. Family room has a Fireplace to sit and cuddle with your family. Primary bedroom has own bathroom great for privacy. You must see this home to enoy it at its best!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
7/10
McGuire Middle SchoolGrades 6-88.1 mi
10/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Chandelier,Cooktop,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Water Filtration System,Iron Filter,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Drainage System,Finished,Full,Owner Access,Storage Space,Sump Basket,Sump Pump

Bedroom

  • Level: Upper
  • Area: 238
  • Dimensions: 17x14

Bedroom2

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Bedroom3

  • Level: Main
  • Area: 162.5
  • Dimensions: 13x12.5

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Level: Lower
  • Area: 342
  • Dimensions: 19x18

Features

  • Central Vacuum
  • Number of fireplaces: 3
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,062
  • Finished area above ground: 2,331

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 3,393
  • Total interior livable area: 3,393 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Mud Room

  • Level: Main
  • Area: 61.75
  • Dimensions: 9.5x6.5

Other

  • Level: Lower
  • Area: 247
  • Dimensions: 19x13

Property

Accessibility

  • Accessibility features: Doors 36"+,Door Lever Handles

Details

  • Parcel number: 089330522
  • Zoning description: Residential-Single Family
  • Foundation area: 1332

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Wrap Around
  • Exterior features: Kennel/Dog Run
  • Fencing: None
  • Waterfront features: Other
  • Topography of land: Hilly,Pasture

Lot

  • Lot size: 9.82 Acres
  • Features: Irregular Lot,Suitable for Horses,Tree Coverage - Light,Tree Coverage - Medium
  • Lot size dimensions: 331 x 1319 x 331 x 1320

Parking

  • Total spaces: 3
  • Parking features: Attached,Gravel,Electric,Electric Vehicle Charging Station(s),Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages,RV Access/Parking,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$655$7,860
Property Taxes $870$10,440
Electricity $286$3,434
Total$7,373$88,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,788/yr
40% on housing$221,190/yr
45% on housing$196,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 55020$235
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 55020$189
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-08Listed for sale$1,100,000
2025-05-19Listing removed$1,100,000
2025-05-19Pending sale$1,100,000
2025-02-07Listed for sale$1,100,000
2023-09-19Sold$815,000
2023-07-31Pending sale$830,000
2023-07-21Listed for sale$830,000

For Sale by Agent

AgentMartina Narvaez
BrokerageReal Broker, LLC

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