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476 African St, Billings, MT, 59106

3beds
2baths
1,639sqft
$450,000
$275price/sqft
$2,784/moest. monthly cost
$111,360/yrincome needed

About This Home

This beautifully updated, meticulously maintained ranch-style home offers the perfect blend of comfort and convenience of main-floor living on over an acre just minutes from town. The inviting open-concept layout features a cozy gas fireplace and seamless flow from the dining area to the kitchen, complete with quartz countertops, stainless steel appliances, and an apron-front farmhouse sink. The main level includes a primary suite with dual closets, two additional bedrooms, a full bath, and convenient main-floor laundry—everything you need for easy, everyday living. Upstairs, a 331 sq. ft. bonus room provides flexible space for a 4th bedroom, media room, or hobbies. Enjoy the expansive backyard hosting a large patio with gazebo, garden area, shed, plus room to add a shop. Oversized heated three-car garage offers ample storage for vehicles and toys. Irrigation water for the yard/garden.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Elder Grove SchoolGrades PK-52.4 mi
5/10
Elder Grove 7-8Grades 6-82.4 mi
5/10
Billings West High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Asphalt
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Range,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,639

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,639 sqft

Kitchen

  • Features: Quartz Counters
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: C15779
  • Zoning description: Other

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden,Sprinkler/Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 1.07 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $214$2,568
Property Taxes $144$1,728
Electricity $151$1,812
Total$2,784$33,408

Income You'd Need if You Spent...

35% on housing$95,451/yr
40% on housing$83,520/yr
45% on housing$74,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$238
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$464,900
2026-03-16Price change$469,000
2026-01-31Price change$475,000
2025-12-09Listed for sale$485,000
2022-07-25Sold--
2022-06-06Contingent$409,900
2022-06-03Listed for sale$409,900
2018-08-18Sold--
2018-06-29Pending sale$257,500
2018-05-31Price change$257,500
2018-05-04Price change$260,000
2018-04-23Price change$263,900
2018-04-12Price change$264,400
2018-03-15Listed for sale$264,900
2016-02-23Listing removed$244,900
2016-02-20Listed for sale$244,900
2015-05-14Listing removed$239,900
2015-05-08Listed for sale$239,900

For Sale by Agent

AgentKorinne Rice
BrokerageBerkshire Hathaway HS Floberg

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