3186 S Elm St, Yuma, AZ, 85364
About This Home
This 1,872 sq ft home offers 3 bedrooms, 2 bathrooms, plus attached 1bedroom guest quarters ideal for in-laws, visitors, or potential rental income. The home features tile flooring throughout, a spacious living room adjacent to the dining area and kitchen, along with a fully enclosed porch/utility room that provides extra usable living space. The backyard includes a covered patio, a detached storage building, and block-wall perimeter fencing for privacy and security. Conveniently located near K–12 schools, the Elks Lodge, and shopping at the Big Curve and 4th Avenue, this property offers comfort and everyday convenience.
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Property condition: 41 or Older
Materials
- Foundation: Concrete Perimeter
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Reverse Osmosis
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Ceiling Fan(s),Tile Flooring
Features
- Breakfast Bar,Office/Den,Utility,Tile Counters,Arches,Split Floorplan,Open Floorplan
- Window features: Double Pane Windows
- Flooring: Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 1,872
- Total interior livable area: 1,872 sqft
Kitchen
- Features: Breakfast Bar
Living Room
- Features: Tile Flooring
Master Bathroom
- Features: Full Bath
Master Bedroom
- Features: Sliding Glass Doors,Tile Flooring
Property
Details
- Parcel number: 69525099
Features
- Exterior features: Built-in Barbecue
- Fencing: Gate,Back Yard,Sides,Block
Lot
- Features: Easy Care,In City Limits
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Yuma County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance | $91 | $1,092 |
| Property Taxes | $127 | $1,524 |
| Electricity | $216 | $2,603 |
| Total | $1,698 | $20,376 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Listed for sale | $250,000 |
| 2026-01-01 | Listing removed | $270,000 |
| 2025-08-21 | Price change | $270,000 |
| 2025-07-12 | Listed for sale | $290,000 |
View on Zillow