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40 Overlook Dr, Little Egg Harbor, NJ, 08087

5beds
3baths
2,500sqft
$899,900
$360price/sqft
$6,261/moest. monthly cost
$250,440/yrincome needed

About This Home

A standout offering in the coveted Atlantis section of Little Egg Harbor, this well-maintained two-story brick colonial sits on 101 feet of waterfront on Willis Creek, a natural tidal creek with direct access to the bay. Positioned at the end of a quiet cul-de-sac, this 5-bedroom, 2.5-bath home offers a private dock, an inground heated salt water pool, an open floor plan, a 2-car garage, and the kind of privacy, setting, and outdoor living that are rarely found together. Set on an estuary rather than a typical lagoon, the property offers an open waterfront setting while still feeling tucked away and private. The backyard is what truly sets this property apart. Fully gated and exceptionally private, this southwest-facing retreat was designed for entertaining and long summer days on the water. An expansive deck, outdoor bar, firepit, private dock, and heated salt water pool create a setting that is both functional and memorable. From sun-filled afternoons by the pool to remarkable evening sunsets, this is the kind of outdoor space buyers hope to find, but rarely do.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer,Oven/Range - Gas,Freezer,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Attic,Bathroom - Stall Shower,Pantry,Kitchen Island,Kitchen - Table Space,Walk-In Closet(s),Soaking Tub,Primary Bath(s)
  • Door features: Sliding Glass
  • Flooring: Wood,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Equipment,Gas/Propane,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1700326 0100008 10
  • Zoning: R100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Salt Water,Private
  • Patio & porch: Deck
  • Fencing: Back Yard,Full,Wrought Iron
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Creek/Stream
  • Waterbody name: Willis Creek
  • Frontage length: Water Frontage Ft: 101

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$372$4,464
Property Taxes $1,064$12,768
Electricity $275$3,307
Total$6,261$75,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,662/yr
40% on housing$187,830/yr
45% on housing$166,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$292
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,049,000
2026-04-22Listed for sale$1,179,000
2020-09-04Sold$485,000
2020-01-13Listed for sale$489,000
2019-11-01Listing removed$489,000
2019-06-12Price change$489,000
2019-04-03Price change$494,900
2019-02-27Listed for sale$499,000
2018-08-01Listing removed$499,000
2018-05-29Price change$499,000
2018-02-19Listed for sale$499,900
2009-03-19Sold$400,000

For Sale by Agent

AgentMrs. Mikaela Arpino
BrokerageNJ Real Estate Boutique, LLC

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