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6 Harding Ct, Passaic, NJ, 07055

8beds
5baths
--sqft
$1,650,000
--price/sqft
$12,638/moest. monthly cost
$505,520/yrincome needed

About This Home

Situated on a quiet cul-de sac, this impressive brick home is meticulously maintained and offers a balance of style and practicality. This home underwent a total renovation with a large addition. The first floor has a formal living room and dining room, a study- complete with custom shelving, an expansive den overlooking the backyard greenery, and a large practical kitchen with a separate dinette area. The second floor has a luxurious master suite, 4 additional bedrooms, a bathroom and a convenient laundry room. The third floor has another 3 bedrooms with a bathroom. The basement has great ceiling height with a large area for entertaining and so much more. Some additional features of the home include custom window treatments, updated lighting and fixtures, a home alarm and a sprinkler system. Make this grand home yours!

Getting Around

79
WalkingVery Walkable
54
TransitGood Transit
29
BikeSomewhat Bikeable

Schools

3/10
Number 3 Mario J DragoGrades PK-80.4 mi
2/10
Passaic High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Wall Oven(s) - Gas

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators - Hot Water,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2507032320000000320000

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 55 x 163

Parking

  • Parking features: Asphalt,Driveway-Exclusive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$995$11,940
Property Taxes $3,107$37,284
Electricity $193$2,318
Total$12,638$151,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$433,302/yr
40% on housing$379,140/yr
45% on housing$337,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07055$371
Passaic County$340

vs Homes Sold Last Month

Median $/sqft

ZIP 07055$312
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$1,650,000
2025-02-01Listing removed$1,650,000
2024-11-07Price change$1,650,000
2024-09-30Listed for sale$1,700,000
2024-07-17Listing removed$1,700,000
2024-06-27Price change$1,700,000
2024-03-28Listed for sale$1,850,000
2006-02-27Sold$485,000

For Sale by Agent

AgentShaindel Silberberg
BrokerageAron Realty, Llc.

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