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10831 Chaco Terrace St NW, Albuquerque, NM, 87114

4beds
3baths
2,113sqft
$374,000
$177price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

Welcome home, Location and style!! This amazing space, located in the highly desirable Anazasi Ridge Subdivision. 4 bedrooms 3 bathrooms and over 2000 sq', this home feels open and bright!. Enjoy the large backyard with plenty of room to entertain. Don't miss this opportunity priced to sell!!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

6/10
8/10
3/10
Cibola High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Pitched,Tile
  • Construction materials: Frame,Stucco

Other

  • Builder name: Artistic Home Green

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Breakfast Bar,Country Kitchen,Multiple Living Areas,Pantry,Tub Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,113
  • Total interior livable area: 2,113 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 180

Primary Bedroom

  • Level: Upper
  • Area: 156

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101006601642020423
  • Zoning description: R-1B*
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Fencing: Wall

Lot

  • Lot size: 5,662 sqft
  • Features: Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$125$1,500
Property Taxes $264$3,168
Electricity $150$1,802
Total$2,430$29,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 87114$190
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87114
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$369,900
2026-08-01Price change$374,000
2026-07-23Price change$375,000
2026-07-08Price change$376,500
2026-07-02Price change$377,500
2026-06-12Price change$379,999
2026-06-05Listed for sale$389,999
2021-06-07Sold--
2021-05-07Pending sale$300,000
2021-05-06Price change$300,000
2021-04-23Listed for sale$320,000
2009-11-27Listing removed$200,000
2009-07-02Listed for sale$200,000

For Sale by Agent

AgentSonya A Olguin
BrokerageRealty One of New Mexico

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