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517 Silver Spoon Ln, Elgin, SC, 29045

5beds
4baths
2,450sqft
$290,000
$118price/sqft
$2,014/moest. monthly cost
$80,560/yrincome needed

About This Home

THIS IS A MUST SEE! Beautiful 5 bedroom home with 2 master bedrooms and a bonus room! Fresh paint on the main floor main floor, You will love the newly renovated kitchen with granite countertops & modern cabinets! The main floor features stylish LVP flooring, a cozy gas log fireplace in the living room, separate dinning room, as well as a eat in kitchen and a master bedroom with private bath including a new gorgeous walk-in shower! Upstairs you will find 4 more bedrooms and a bonus room, including the 2nd master bedroom suite and one bedroom with a spacious custom built closet! Spacious backyard is fully fenced with brand-new storage shed perfect for extra storage or a workshop. Additionally enjoy low-maintenance landscaping with automatic in-ground sprinkler system for the front and backyard! Located in a great neighborhood with a community pool and just minutes from Sandhills Village that offers lots of shopping & restaurants! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
4/10
8/10
Spring Valley High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 259060645

Features

  • Fencing: Full

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$159$1,908
Property Taxes $154$1,848
Electricity $235$2,827
Total$2,014$24,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,051/yr
40% on housing$60,420/yr
45% on housing$53,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$285,000
2026-04-14Listing removed$280,000
2026-03-12Price change$280,000
2026-03-05Price change$285,000
2026-01-31Price change$290,000
2026-01-11Listed for sale$295,900
2025-12-22Listing removed$295,900
2025-12-04Listed for sale$295,900
2022-01-06Sold$261,000
2021-10-01Listed for sale$259,900
2019-08-08Listing removed$1,550
2019-07-17Listed for rent$1,550
2015-02-19Listing removed$1,400
2015-01-20Listed for rent$1,400
2007-11-19Sold$176,934

For Sale by Agent

AgentMelinda Tungol
BrokerageRealty One Group Reside

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