See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

438 Grand National Ln, Elgin, SC, 29045

5beds
4baths
2,450sqft
$290,000
$118price/sqft
$2,014/moest. monthly cost
$80,560/yrincome needed

About This Home

Move-in ready 5BR/3.5BA home offering 2,450 sq ft on a desirable corner lot in the established Grand National community of Elgin. This flexible floor plan features two primary suites — one on the main level and one upstairs — ideal for multi-generational living or added privacy. The main floor showcases new luxury vinyl plank flooring, creating a fresh, modern feel throughout the living areas. Major updates provide peace of mind, including a new roof (2024) and new HVAC system (2025). Spacious secondary bedrooms, functional layout, and ample natural light enhance everyday living and entertaining. Enjoy a morning cup of coffee while sitting on the balcony! Conveniently located near shopping, dining, and commuter routes. A rare combination of space, upgrades, and versatility — ready for its next owner. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
4/10
8/10
Spring Valley High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 259060640

Features

  • Levels: Bi-level

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$159$1,908
Property Taxes $154$1,848
Electricity $235$2,827
Total$2,014$24,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,051/yr
40% on housing$60,420/yr
45% on housing$53,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$290,000
2026-04-22Pending sale$290,000
2026-04-07Contingent$290,000
2026-02-27Listed for sale$290,000
2026-02-25Listing removed$2,400
2025-12-17Listed for rent$2,400
2024-08-09Sold$260,000
2024-07-17Pending sale$270,000
2024-07-02Contingent$270,000
2024-06-25Price change$270,000
2024-06-22Price change$275,000
2024-05-31Price change$279,000
2024-05-21Price change$289,000
2024-05-17Price change$292,000
2024-05-13Price change$294,999
2024-05-04Listed for sale$295,000
2021-01-15Sold$186,500
2016-07-10Listing removed$175,000
2016-06-09Price change$175,000
2016-04-07Listed for sale$179,000
2007-11-02Sold$189,225

For Sale by Agent

AgentChaka Sellers
BrokerageSlate Realty

Similar Homes