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104 Madison Ln, Thrall, TX, 76578

3beds
2baths
1,906sqft
$465,000
$244price/sqft
$3,647/moest. monthly cost
$145,880/yrincome needed

About This Home

Welcome Home to Thrall! Discover the perfect blend of comfort and style in this beautifully maintained 3-bedroom, 2-bath home with a versatile office (easily a 4th bedroom!) nestled on a spacious lot within the highly acclaimed, state-recognized Thrall ISD. Step inside to an open-concept living area featuring soaring ceilings, wood-look tile flooring, and abundant natural light pouring through the stunning arched picture window. The gourmet kitchen is a chef's dream with gorgeous granite countertops, a large center island with storage, mosaic tile backsplash, rich oak cabinetry, pendant lighting, and a convenient built-in desk nook—ideal for remote work or keeping the family organized. The generous living space flows seamlessly into the dining area, perfect for entertaining, while the oversized leather-friendly layout and elegant ceiling fan add everyday comfort. Outdoor living shines with a custom composite deck featuring a horizontal-slat privacy screen and room for lounging under the cantilever umbrella—all overlooking breathtaking open-field views with no rear neighbors. Enjoy sunsets, stargazing, and true Texas skies from your own backyard retreat. Additional highlights: Full brick exterior with architectural shingle roof Attached 2-car garage Manicured landscaping with mature shrubs Quiet cul-de-sac location Minutes from local conveniences yet worlds away from the hustle—this is small-town living at its finest. Schedule your showing today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Thrall Elementary SchoolGrades PK-40.4 mi
9/10
Thrall Middle SchoolGrades 5-80.4 mi
7/10
Thrall High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Other,See Remarks
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range Hood
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Home Office,Open Floorplan,See Remarks,Granite Counters,Kitchen Island
  • Flooring: Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Other,See Remarks

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,906 sqft

Property

Details

  • Parcel number: R373923

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Covered Patio,Deck,Outdoor Kitchen
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 9,866 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$406$4,872
Property Taxes $652$7,824
Electricity $238$2,859
Total$3,647$43,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,040/yr
40% on housing$109,410/yr
45% on housing$97,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 76578$433
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 76578$176
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$460,000
2026-07-08Listed for sale$465,000

For Sale by Agent

AgentPaige Morris
BrokerageeXp Realty - Austin

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