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N3901 Wildcat Road, Poynette, WI, 53955

1beds
1baths
968sqft
$415,000
$429price/sqft
$2,838/moest. monthly cost
$113,520/yrincome needed

About This Home

This one-bedroom, one-bathroom four-season cottage features a new roof and furnace, along with 50 feet of water frontage. The property features a boathouse with a rail system and a 14-foot fishing boat ready for use. The garage offers under-unit storage with a dedicated workbench and ample space for tools and water toys, complemented by plenty of parking. While this "time capsule" has been well-maintained, it is ready for a few personal touches and some TLC to make it shine again. This cottage has been cherished by the same family for generations, and they are now ready to pass it on to the next owner. Boathouse is in the flood plain, home is not.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
8/10
Poynette Middle SchoolGrades 5-86.7 mi
6/10
Poynette High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1940

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Crawl Space,Sump Pump,Block

Bathroom

  • Features: At least 1 Tub,No Master Bedroom Bath

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 72

Family Room

  • Level: Main
  • Area: 144

Features

  • Cathedral/vaulted ceiling
  • Finished area below ground: 0
  • Finished area above ground: 968

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Kitchen

  • Level: Main
  • Area: 63

Living Room

  • Level: Main
  • Area: 297

Master Bedroom

  • Level: Main
  • Area: 63

Property

Details

  • Parcel number: 11010 673
  • Zoning: Res
  • Exclusions: Sellers Personal Items.

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,River
  • Waterbody name: Wisconsin
  • Living area range: 751-1000

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$160$1,920
Property Taxes $409$4,908
Electricity $171$2,054
Total$2,838$34,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,302/yr
40% on housing$85,140/yr
45% on housing$75,680/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 53955$238
Columbia County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 53955$227
Columbia County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$425,000

For Sale by Agent

AgentScott Elert
BrokerageRE/MAX Preferred

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