840 Saddle Rdg, Portage, WI, 53901
About This Home
Beautiful townhouse condo in Saddle Ridge Association. This active community has so much to offer. Great walking, golfing, boating, pickleball, basketball court, playground, or any number of other social activities to allow you to stay active. Saddle Ridge Association owns the marina and has access to the recreational area as well as lake access. So whether you're looking for a full-time residence or a weekend retreat this home is for you! The tranquil and spacious yard across from the pond offers endless views of nature right out your front door. The 3-season room & private patio are made for relaxation with your friends or that morning cup of coffee. Lots of space inside just waiting for good times and laughter. This home is ready to start making some memories with you!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Poured concrete foundatn
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Half Duplex
Interior
Appliances
- Appliances included: Washer,Dryer,Water softener included
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished
Bedroom2
- Level: Upper
- Area: 143
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 121
Family Room
- Area: 342
Features
- At Least 1 tub,Sun Room,Den/Office
- Window features: Window Coverings
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,464
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,779
- Total interior livable area: 1,779 sqft
Kitchen
- Features: Breakfast Bar,Range/Oven,Refrigerator,Dishwasher,Microwave
- Level: Main
- Area: 72
Living Room
- Level: Main
- Area: 273
Master Bedroom
- Level: Upper
- Area: 252
Property
Details
- Parcel number: 11032 753
- Zoning: RES
- Exclusions: Sellers' personal property
Features
- Patio & porch: Patio,Enclosed
- Exterior features: Private Entrance
- Waterfront features: Pond
Parking
- Total spaces: 1
- Parking features: 1 car Garage,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $173 | $2,076 |
| Electricity | $171 | $2,054 |
| Total | $1,895 | $22,740 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $250,000 |
| 2026-07-08 | Price change | $275,000 |
| 2026-06-11 | Listed for sale | $299,900 |
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