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407 S 7th St, Reading, PA, 19602

6beds
4baths
2,148sqft
$319,900
$149price/sqft
$2,390/moest. monthly cost
$95,600/yrincome needed

About This Home

Welcome to 407 S 7th Street! This well-maintained, spacious home offers an incredible 6 bedrooms and 3.5 bathrooms, giving you all the room you need to live, grow, and entertain. The primary suite features its own private full bathroom, creating the perfect retreat after a long day. Step inside and enjoy a layout that blends comfort and functionality, with generous room sizes throughout. Whether you need extra space for family, guests, or even a home office setup, this home delivers! One of the standout features? A separate rear parcel included in the sale, complete with its own address—offering endless potential! With city approval, it could easily be transformed into a private parking lot, additional outdoor space, or future investment opportunity. This is more than just a home—it’s a unique opportunity packed with space, flexibility, and value. Don’t miss your chance to make it yours!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
Southern Middle SchoolGrades 5-80.4 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,148

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 2,148 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02530636970828
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Other,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$112$1,344
Property Taxes $426$5,112
Electricity $235$2,828
Total$2,390$28,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,942/yr
40% on housing$71,700/yr
45% on housing$63,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 19602$89
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19602$98
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$325,000
1999-02-01Sold$5,500

For Sale by Agent

AgentJennifer Javier
BrokerageRE/MAX Of Reading

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