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726 Franklin St, Reading, PA, 19602

3beds
--baths
1,468sqft
$219,000
$149price/sqft
$1,700/moest. monthly cost
$68,000/yrincome needed

About This Home

Versatile mixed-use investment opportunity in a prime location! This well-maintained two-unit property features a first-floor commercial space and a spacious second-floor apartment—perfect for an owner-occupant or investor. The entire property has been recently fully renovated, move-in-ready convenience. Ideally situated directly across from a BARTA bus station and just minutes from Santander Arena and the DoubleTree by Hilton Hotel Reading, this location provides excellent visibility and foot traffic for a business. Operate your business on the first floor while living comfortably upstairs, or maximize income by renting out the apartment. Endless potential for entrepreneurs and investors alike—don’t miss this opportunity to own a turnkey property in a high-demand area!

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
Southern Middle SchoolGrades 5-80.2 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None,Other

Interior Area

  • Total structure area: 1,468
  • Total interior livable area: 1,468 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 03530628992525
  • Zoning: C-R
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 871 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$77$924
Property Taxes $292$3,504
Electricity $224$2,692
Total$1,700$20,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,285/yr
40% on housing$51,000/yr
45% on housing$45,333/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 19602$90
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19602$98
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$219,000
2023-03-13Sold$3,000
2019-06-20Listing removed$45,000
2018-07-10Listed for sale$45,000
2017-08-17Sold$26,000
2017-06-22Listed for sale$29,900
2017-05-19Listing removed$39,900
2017-05-11Listed for sale$39,900
2016-01-28Sold$2,000
2015-11-09Listed for sale--
2007-03-19Sold$43,000
2002-06-03Sold$8,500

For Sale by Agent

AgentJohanna Castaneda
BrokerageColdwell Banker Realty

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