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123 S 10th St, Reading, PA, 19602

2beds
1baths
1,281sqft
$109,900
$86price/sqft
$963/moest. monthly cost
$38,520/yrincome needed

About This Home

Cozy Two-Story Home with Old World Charm. Original Hardwood Floors in Living Room. Two Bedrooms and One Full Bath. Gas Hot Air Heat, Gas Hot water Heater, Cast Iron Tub, Gas Stove and Refrigerator, Back Porch, Spacious Fenced Back Yard with Shed. This Property Has PRIVATE PARKING FROM ALLEY ACCESS!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Southern Middle SchoolGrades 5-80.1 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,281

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,281
  • Total interior livable area: 1,281 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 03531621096367
  • Zoning: RESIDENTIAL/MIX
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Full
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,613 sqft
  • Features: Rear Yard
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Enclosed,Alley Access,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$38$456
Property Taxes $146$1,752
Electricity $224$2,692
Total$963$11,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,017/yr
40% on housing$28,890/yr
45% on housing$25,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 19602$91
Berks County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 19602$98
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$109,900
2026-01-24Listed for sale$119,900

For Sale by Agent

AgentBryan Sandritter
BrokerageExeter Realty

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