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226 S 5th St, Reading, PA, 19602

7beds
3baths
4,570sqft
$349,900
$77price/sqft
$2,859/moest. monthly cost
$114,360/yrincome needed

About This Home

Don't miss this rare opportunity to own a grand historic residence in the desirable Callowhill Historic District, built circa 1875. Offering over 4,500 square feet of living space and filled with period charm, this expansive home blends timeless architectural detail with modern versatility. Currently configured as a single-family home, the layout allows for a simple conversion back into a two-unit property—ideal for owner-occupants seeking additional rental income or investors looking to maximize value. Inside, you’ll find original hardwood floors, natural woodwork, elegant pocket doors, and a dramatic grand staircase that speaks to the craftsmanship of a bygone era. With 12 spacious rooms, the home features a large media room perfect for entertaining, a second kitchen for added flexibility, and an expansive backyard—rare in the city—offering outdoor space for gardening, relaxation, or gatherings. Whether you're looking to live in and restore a piece of history or create a smart investment opportunity, this property offers both charm and potential in one of Reading's most historic neighborhoods. Come and discover all the possibilities this exceptional home has to offer.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
Tyson-Schoener El SchoolGrades PK-40.1 mi
--
Southwest Middle SchoolGrades 6-70.2 mi
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1875

Materials

  • Foundation: Other
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Victorian
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven/Range - Electric,Washer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bedroom2

  • Level: Upper
  • Area: 238
  • Dimensions: 17 X 14

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedroom4

  • Level: Upper
  • Area: 360
  • Dimensions: 12 X 30

Bedroom5

  • Level: Upper
  • Area: 252
  • Dimensions: 18 X 14

Bedroom6

  • Level: Upper
  • Area: 192
  • Dimensions: 16 X 12

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Family Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Features

  • 2nd Kitchen,Attic,Breakfast Area,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,9'+ Ceilings
  • Window features: Replacement
  • Flooring: Carpet,Hardwood,Tile/Brick,Wood
  • Number of fireplaces: 2
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,570

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 4,570
  • Total interior livable area: 4,570 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Kitchen

  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8 X 6

Living Room

  • Level: Main
  • Area: 396
  • Dimensions: 12 X 33

Other

  • Level: Upper
  • Area: 108
  • Dimensions: 18 X 6

Other

  • Level: Upper
  • Area: 91
  • Dimensions: 13 X 7

Other

  • Level: Main
  • Area: 63
  • Dimensions: 9 X 7

Other

  • Features: Attic - Finished
  • Level: Upper

Other

  • Level: Upper
  • Area: 78
  • Dimensions: 13 X 6

Primary Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 14 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04530627786786
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights,Balcony

Lot

  • Lot size: 5,227 sqft
  • Features: Rear Yard
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$123$1,476
Property Taxes $466$5,592
Electricity $501$6,016
Total$2,859$34,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,022/yr
40% on housing$85,770/yr
45% on housing$76,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 19602$91
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19602$98
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$365,000
2025-08-07Listed for sale$395,000
2025-07-01Pending sale$395,000
2025-05-20Listed for sale$395,000
2022-02-13Listing removed$249,900
2021-08-19Listing removed--
2021-07-15Listed for sale$249,900
2018-07-18Sold$105,000
2018-02-26Listed for sale$119,900
2014-11-07Sold$60,000
2014-09-23Listed for sale$70,000
2014-01-13Sold$15,700
2008-05-23Sold$75,000

For Sale by Agent

AgentMr. Anthony Borelli
BrokerageCentury 21 Gold

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