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417 Chestnut St, Reading, PA, 19602

4beds
3baths
2,207sqft
$225,000
$102price/sqft
$1,758/moest. monthly cost
$70,320/yrincome needed

About This Home

Step into a home that blends modern comfort with old‑world charm. This spacious property features three full baths, garage parking, and generous living areas with natural brick walls that add character throughout. Enjoy 9‑foot ceilings on the first floor and 10‑foot ceilings upstairs, creating an open, airy feel. With new windows, gas heat, large bedrooms, and the convenience of first‑floor laundry, this home offers both style and practicality. If you’ve been searching for a roomy, distinctive home, this one is ready to welcome you.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
Southwest Middle SchoolGrades 5-80.1 mi
1/10
1/10
Tyson-Schoener El SchoolGrades PK-40.2 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedroom2

  • Level: Upper
  • Area: 238
  • Dimensions: 17 X 14

Bedroom3

  • Level: Upper
  • Area: 252
  • Dimensions: 18 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 135
  • Dimensions: 9 X 15

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,207

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,207
  • Total interior livable area: 2,207 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Living Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 330
  • Dimensions: 11 X 30

Mud Room

  • Level: Main
  • Area: 50
  • Dimensions: 10 X 5

Office

  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04530627795105
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Detached,Alley Access,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$79$948
Property Taxes $300$3,600
Electricity $242$2,905
Total$1,758$21,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,274/yr
40% on housing$52,740/yr
45% on housing$46,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 19602$90
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19602$98
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$235,000
2026-08-07Listing removed$230,000
2026-08-01Listed for sale$225,000
2021-11-23Sold$66,500
2021-10-30Pending sale$60,000
2021-10-26Listed for sale$60,000

For Sale by Agent

AgentDanny Minotto
BrokerageBold Realty

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