425 Chestnut St, Reading, PA, 19602
About This Home
An offer deadline has been set for Tuesday, August 4th at 12pm. Great opportunity with a spacious layout and generous square footage. Beautiful hardwood flooring, tall ceilings, and oversized windows give this home plenty of character, while stained glass accents add charm to the living room. The main level includes a dedicated dining room and laundry conveniently located off the kitchen. An additional staircase from the kitchen provides access to the second and third floors. The second floor offers two bedrooms and two full bathrooms. The third floor features two additional large bedrooms, providing flexible living space. A full basement offers plenty of storage. Efficient gas heat rounds out this property. Don't miss the opportunity to make this home your own.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Permanent
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,897
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 1,897
- Total interior livable area: 1,897 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04530627795193
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1,306 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Earthquake
- Hurricane
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $246 | $2,952 |
| Electricity | $224 | $2,692 |
| Total | $1,470 | $17,640 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $185,000 |
| 2026-07-29 | Listed for sale | $185,000 |
| 2012-06-29 | Sold | $20,000 |
| 2012-03-05 | Sold | $22,000 |
For Sale by Agent
View on Zillow