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343 Chestnut St, Reading, PA, 19602

4beds
--baths
1,716sqft
$259,500
$151price/sqft
$1,973/moest. monthly cost
$78,920/yrincome needed

About This Home

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

4/10
SOUTHWEST MSGrades 5-80.1 mi
2/10
--
Southwest Middle SchoolGrades 6-70.1 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Frame,Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 05530626791191
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Tenants Belongings

Features

  • Pool features: None

Lot

  • Lot size: 871 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,312$15,744
Home Insurance *$91$1,092
Property Taxes $346$4,152
Electricity $224$2,692
Total$1,973$23,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,645/yr
40% on housing$59,190/yr
45% on housing$52,613/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 19602$89
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19602$98
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$259,500
2026-03-20Listed for sale$265,500
2024-10-30Sold$160,000
2023-04-10Sold$137,500
2016-06-02Listing removed$45,000
2015-09-23Sold$43,900
2015-06-04Listed for sale$45,000
2014-03-31Sold$11,000
2013-12-21Price change$14,900
2013-11-13Listed for sale$19,900
2013-10-30Sold$1,600
2013-07-28Price change$29,900
2013-05-01Listed for sale$34,900
2011-09-28Listing removed$95,000
2011-05-02Listed for sale$95,000
2010-02-22Sold$78,500
2003-08-05Sold$24,000
2002-12-04Sold$19,000

For Sale by Agent

AgentAna Guzman Rodriguez
BrokerageSPM Real Estate Group

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