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409 N 5th St, Reading, PA, 19601

6beds
2baths
2,682sqft
$214,900
$80price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Charming Brownstone Gem in the Heart of the City! Welcome to this beautifully maintained brownstone offering the perfect blend of timeless character and modern convenience. Boasting 2,682 square feet of living space, this spacious home features 6 private bedrooms and 2 full bathrooms, making it an excellent opportunity for a large household, multigenerational living, or an investor seeking strong rental potential. Step inside to discover beautiful hardwood floors throughout much of the home, generous room sizes, and abundant natural light. The updated kitchen comes fully equipped with stainless steel appliances, all of which are included with the sale, making this home move-in ready. Enjoy year-round comfort with a brand-new heating system, thoughtfully installed with the option to easily add central air conditioning in the future. The home also features a large basement, providing ample space for storage, a workshop, or future finishing possibilities. Located in the heart of the city, you'll be just minutes from restaurants, shopping, parks, schools, public transportation, and major commuter routes. Whether you're looking for your next home or a fantastic investment opportunity, this classic brownstone offers the perfect combination of space, charm, and value. Don't miss your chance to own this exceptional city property—schedule your private showing today!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
Lauers Park El SchoolGrades PK-40.3 mi
4/10
Southwest Middle SchoolGrades 5-80.7 mi
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Shingle,Slate
  • Construction materials: Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Victorian
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,682

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,682
  • Total interior livable area: 2,682 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 07530767729549
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$90$1,080
Property Taxes $286$3,432
Electricity $294$3,531
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 19601$107
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19601$150
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$214,900
2026-07-31Listed for sale$214,900
2025-07-24Sold$76,000
2002-10-31Sold$30,000
2002-04-01Sold$1,300

For Sale by Agent

AgentChris Carr
BrokerageHomeZu

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