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115 Moss St, Reading, PA, 19601

2beds
1baths
740sqft
$124,900
$169price/sqft
$1,073/moest. monthly cost
$42,920/yrincome needed

About This Home

The property was previously a reliable rental, most recently generating $1,200 per month, and is now ready for its next chapter. With the previous tenants having just moved out, the space is a blank canvas awaiting a fresh coat of paint to truly shine. Whether you are looking to add your personal touch to create a cozy residence or seeking a straightforward project to boost your investment portfolio, this home is perfectly positioned to deliver value.

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
57
BikeBikeable

Schools

3/10
Tenth & Penn El SchoolGrades PK-40.1 mi
3/10
Southern Middle SchoolGrades 5-80.3 mi
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 740

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 740
  • Total interior livable area: 740 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 08531777003948
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 871 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$52$624
Property Taxes $166$1,992
Electricity $224$2,692
Total$1,073$12,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,788/yr
40% on housing$32,190/yr
45% on housing$28,613/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 19601$108
Berks County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 19601$150
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$124,900
2023-01-06Sold$52,000
2023-01-05Pending sale$59,900
2022-12-09Listing removed$59,900
2022-11-21Listed for sale$59,900
2019-12-27Sold$5,000

For Sale by Agent

AgentMike Alexis
BrokerageIron Valley Real Estate of Berks

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