1035 Cotton St, Reading, PA, 19602
About This Home
Tenant Occupied, month to month 24 hours' Notice. 3 Bedrooms, 1 Bath, Living Room, Dining room and kitchen. New Roof and Heating System.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Average
- Year built: 1900
Materials
- Foundation: Concrete Perimeter
- Roof: Rubber
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Straight Thru
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Interior Entry,Side Entrance,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Dry Wall,9'+ Ceilings
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,034
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,034
- Total interior livable area: 1,034 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 10531629079901
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Wire
Lot
- Lot size: 1,306 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $51 | $612 |
| Property Taxes | $193 | $2,316 |
| Electricity | $224 | $2,692 |
| Total | $1,201 | $14,412 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $145,000 |
| 2026-03-13 | Pending sale | $145,000 |
| 2026-03-13 | Listed for sale | $145,000 |
| 2026-03-10 | Pending sale | $145,000 |
| 2026-03-03 | Listed for sale | $145,000 |
| 2019-03-25 | Sold | $25,000 |
| 2019-03-07 | Listed for sale | $27,500 |
| 2017-10-19 | Sold | $21,000 |
| 2017-07-28 | Listed for sale | $24,000 |
| 2016-04-30 | Sold | $18,000 |
| 2016-03-18 | Listed for sale | $20,000 |
| 2011-10-28 | Sold | $1,700 |
| 2006-04-26 | Sold | $28,000 |
| 2003-03-11 | Sold | $11,000 |
| 2002-09-10 | Sold | $1,500 |
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