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18021 Ferguson St, Detroit, MI, 48235

2beds
1baths
686sqft
$55,000
$80price/sqft
$663/moest. monthly cost
$26,520/yrincome needed

About This Home

Nice neighborhood. Tenant occupied on a month to month with a performing tenant. Solid brick home with a newer roof. Room sizes estimated. Buyer's agent to verify all information. Buyer to pay compliance fee to Listing Broker at close. Thank you for checking out our listing. Showings with an accepted offer. Package deal available with 12057 Forrer, Detroit.

Getting Around

54
WalkingSomewhat Walkable
49
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Basement,Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 11 X 12

Bedroom

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 686

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 686 sqft

Kitchen

  • Level: Entry
  • Area: 110
  • Dimensions: 10 X 11

Living Room

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Other

  • Level: Entry
  • Area: 48
  • Dimensions: 6 X 8

Property

Details

  • Parcel number: W22I063709S
  • Special condition: Short Sale No

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 42 x 106.6

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$130$1,560
Property Taxes $67$804
Electricity $188$2,259
Total$663$7,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,731/yr
40% on housing$19,890/yr
45% on housing$17,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 48235$65
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48235$75
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$59,900
2026-02-04Price change$63,000
2025-10-02Listed for sale$65,000
2025-10-02Listing removed$65,000
2025-08-13Price change$65,000
2025-06-28Listed for sale$70,000
2023-12-20Sold$60,000
2018-04-25Sold$29,000
2018-03-29Pending sale$32,500
2017-12-14Listed for sale$32,500
2008-03-13Sold$3,000
2004-10-19Sold$28,000
2003-07-30Sold$45,061

For Sale by Agent

AgentDennis Rutowski
BrokerageEpique Realty

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