1137 Cotton St, Reading, PA, 19602
About This Home
If you are looking for a spacious home, 1137 Cotton St offers 5 bedrooms, 1.5 bathrooms, and 1,944 sq ft of living space. One of the bedrooms is a walkthroug. The main level features a comfortable living area, dining space, convenient half bathroom, and main-level laundry. The kitchen offers good cabinet space and a practical layout for everyday use. Recent improvements noted by the seller include new flooring and fresh painting, giving the home an updated feel throughout. The home also features 200 amp electrical service, an electric water heater, and an unfinished basement that provides additional storage space. Outside, enjoy a fenced-in yard, offering useful outdoor space for relaxing, pets, or entertaining. With its spacious layout, updated feel, charming exterior, and Southeast Reading location, this property is a great opportunity for both owner-occupants looking for room to grow and investors looking to add to their portfolio.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Average
- Year built: 1920
Materials
- Foundation: Other
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,944
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,944
- Total interior livable area: 1,944 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 10531630173990
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
Lot
- Lot size: 871 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $240 | $2,880 |
| Electricity | $224 | $2,692 |
| Total | $1,437 | $17,244 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Listed for sale | $169,900 |
| 2026-08-14 | Listing removed | $180,000 |
| 2026-06-11 | Listed for sale | $180,000 |
| 2025-07-30 | Sold | $115,000 |
| 2025-07-11 | Pending sale | $110,000 |
| 2025-07-07 | Listed for sale | $110,000 |
| 2007-04-23 | Sold | $67,000 |
| 2006-05-26 | Sold | $16,000 |
For Sale by Agent
View on Zillow