420 S 12th St, Reading, PA, 19602
About This Home
Welcome to 420 S 12th Street, a beautifully renovated brick row home in Reading. The covered front porch leads into a bright, freshly finished main level featuring new luxury vinyl plank flooring, new lighting, and a neutral paint palette throughout. The brand-new kitchen offers white shaker cabinetry, a classic subway tile backsplash, a peninsula with additional prep and seating space, and matte black fixtures. A convenient main-level laundry area with washer/dryer hookups and an updated half bath complete the first floor. Upstairs, new carpeting runs throughout the bedrooms, including a sunny front room with a charming bay window. The full bathroom has been tastefully updated with a new vanity, tub/shower surround, and modern black hardware. The finished third floor offers flexible additional living space — ideal as a bedroom, home office, or hobby room. Out back, enjoy a long, fenced rear yard with plenty of room for gardening or outdoor entertaining. Schedule your showing today — this move-in-ready home is priced to sell.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1902
Materials
- Foundation: Stone
- Roof: Pitched
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,448
Heating & Cooling
- Heating features: Hot Water,Oil
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,448
- Total interior livable area: 1,448 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 10531630175959
- Zoning: RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1,306 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $983 | $11,796 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $259 | $3,108 |
| Electricity | $224 | $2,692 |
| Total | $1,534 | $18,408 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $194,500 |
| 2026-07-30 | Price change | $194,500 |
| 2026-07-10 | Price change | $199,900 |
| 2026-06-03 | Price change | $204,900 |
| 2025-04-15 | Pending sale | $79,500 |
| 2025-04-14 | Sold | $88,400 |
| 2025-03-12 | Pending sale | $79,500 |
| 2025-03-10 | Listing removed | $79,500 |
| 2025-03-07 | Listed for sale | $79,500 |
| 2013-12-12 | Listing removed | $600 |
| 2013-11-08 | Listed for rent | $600 |
| 2012-12-15 | Listing removed | $575 |
| 2012-11-22 | Listed for sale | $575 |
| 2006-07-14 | Sold | $35,000 |
| 2004-10-25 | Sold | $32,000 |
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