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551 N 11th St, Reading, PA, 19604

5beds
2baths
2,264sqft
$249,900
$110price/sqft
$1,920/moest. monthly cost
$76,800/yrincome needed

About This Home

Welcome to 551 N 11th Street, a beautifully renovated semi-detached home located in the heart of Northeast Reading! This spacious property offers 5 bedrooms, 2 full bathrooms, and an abundance of updates throughout, making it move-in ready for its next owner. As you enter the home, you’ll be greeted by a bright and inviting sunroom that leads into two generous living spaces, providing plenty of room for entertaining or relaxing. The first floor also features a dedicated dining area and a completely remodeled kitchen with brand-new cabinetry, creating a modern and functional space for everyday living. The second floor offers three private bedrooms and a fully renovated bathroom, while the third floor provides two additional bedrooms and a second updated full bathroom, making this home ideal for larger households or those needing extra space. Recent improvements include new flooring throughout, freshly painted interior walls, updated light fixtures, a freshly painted exterior, renovated bathrooms, and a brand-new heating system for added comfort and efficiency. Outside, you’ll find a convenient two-car carport in the rear of the property, providing off-street parking and additional value. Don’t miss your opportunity to own this beautifully updated home with plenty of space and modern upgrades in a convenient Northeast Reading location. Schedule your private showing today!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
3/10
Central Middle SchoolGrades 5-80.4 mi
1/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Recessed Lighting,Dry Wall
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,264

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,264
  • Total interior livable area: 2,264 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11531761131499
  • Attached to another structure: Yes
  • Zoning: RESI
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$76$912
Property Taxes $333$3,996
Electricity $248$2,980
Total$1,920$23,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,828/yr
40% on housing$57,600/yr
45% on housing$51,200/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 19604$106
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19604$144
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$249,900
2026-06-23Listed for sale$259,900
2026-01-15Sold$145,000
2025-12-30Pending sale$164,900
2025-10-15Listed for sale$164,900
2025-08-05Sold$127,000
2009-02-02Sold$22,500

For Sale by Agent

AgentJoe Colon
BrokerageColdwell Banker Realty

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