See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

845 N 8th St, Reading, PA, 19604

6beds
3baths
3,098sqft
$269,900
$87price/sqft
$2,145/moest. monthly cost
$85,800/yrincome needed

About This Home

Attached brick front property located in Reading. The property contains approximately 3,098 square feet of living area on a small city lot. The home was built around 1887 and includes multiple levels of living space with several kitchens and bathrooms that appear to have been added over time. Interior finishes are dated, and the property shows signs of deferred maintenance. Rooms are generally functional but will require updating and repairs. Existing kitchens and baths are basic and worn, and some areas were previously configured for multiple occupants. The property has a full basement and rear yard area with alley access. Public records identify the property as a single-family dwelling; however, it was previously marketed as a multi-unit property. Any continued or future multi-unit use would require verification and approval through the City of Reading zoning and code process. This property should be viewed as a renovation project for a purchaser willing to complete updates and improvements. Potential exists for reconfiguration or conversion to a multi-unit property subject to municipal approval. Property is being offered in as-is condition. Any municipal inspections are an obligation, and at the expense of the purchaser.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
Tenth & Green El SchoolGrades PK-40.4 mi
4/10
Central Middle SchoolGrades 5-80.7 mi
2/10

Construction

Condition

  • Year built: 1887

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • 2nd Kitchen
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,098

Heating & Cooling

  • Heating features: Hot Water,Natural Gas,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,098
  • Total interior livable area: 3,098 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12530760947933
  • Attached to another structure: Yes
  • Zoning: C-N
  • Zoning description: Commercial Neighborhood District (buyer must verify w/city)
  • Special condition: Real Estate Owned

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 2,613 sqft
  • Features: Urban

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$83$996
Property Taxes $359$4,308
Electricity $339$4,078
Total$2,145$25,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,542/yr
40% on housing$64,350/yr
45% on housing$57,200/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 19604$106
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19604$144
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-08-02Listing removed--
2023-03-02Price change$370,000
2023-02-01Listed for sale$380,000
2021-11-11Sold$170,000
2021-11-10Pending sale$215,000
2021-09-30Listed for sale$215,000

Unknown Listed By

AgentJim Marks
BrokerageSpringer Realty Group

Similar Homes