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650 Mulberry St, Reading, PA, 19604

4beds
2baths
1,250sqft
$178,999
$143price/sqft
$1,422/moest. monthly cost
$56,880/yrincome needed

About This Home

. Must See Home!!! Welcome to this well maintained interior row home offering 4 bedrooms (2 private and 2 walk-thru), 1 full bathroom and 1 half bathroom. Rowhome with lots of modern updates throughout from the kitchen, replacement windows, updated bathrooms. Home has gas heat for very efficient heating. The main level features a bright living room, neutral paint, and updated flooring leading into the formal dining room. Toward the rear, the kitchen offers ample cabinetry, generous counter space, tile backsplash, and modern appliances. Upstairs, on the second floor, you’ll find three nicely sized bedrooms with updated flooring, neutral finishes, and good closet space. The full bathroom has been beautifully updated and features a modern vanity, tiled floors, and a tub shower combination. On the third floor is the 3rd private bedroom generous in size, On the Outside, the home offers a rear patio area with space for outdoor seating or storage, along with access to the off street parking space and alley behind the property. Conveniently located near local shops, schools, public transportation, and downtown Reading, this property is a great opportunity for owner-occupants or investors.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Tenth & Green El SchoolGrades PK-40.2 mi
3/10
Central Middle SchoolGrades 5-80.5 mi
1/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1890

Materials

  • Foundation: Stone
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Basement - Unfinished
  • Level: Lower
  • Area: 180
  • Dimensions: 9 X 20

Basement

  • Level: Lower
  • Area: 253
  • Dimensions: 11 X 23

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: Upper
  • Area: 48
  • Dimensions: 6 X 8

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Bedroom3

  • Level: Upper
  • Area: 80
  • Dimensions: 8 X 10

Bedroom4

  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Dry Wall,Plaster Walls
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,250

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Main
  • Area: 162
  • Dimensions: 9 X 18

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 25 X 9

Primary Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12531753037961
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 1,306 sqft
  • Features: Rear Yard
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$55$660
Property Taxes $238$2,856
Electricity $224$2,692
Total$1,422$17,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,754/yr
40% on housing$42,660/yr
45% on housing$37,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 19604$106
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19604$144
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$178,999
2026-07-02Listed for sale$183,999
2026-06-03Listing removed$159,900
2026-05-21Listed for sale$159,900
2022-03-22Sold$55,000
2008-08-28Sold$18,000

For Sale by Agent

AgentCj Levan
BrokerageUnited Real Estate Strive 212

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