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2575 Harding St, Detroit, MI, 48214

4beds
3baths
2,779sqft
$229,000
$82price/sqft
$2,661/moest. monthly cost
$106,440/yrincome needed

About This Home

Welcome to this beautifully renovated home located in Detroit’s rapidly growing East Village neighborhood, just moments from the historic charm of Indian Village and the vibrant Kercheval Corridor. This fully updated residence blends classic Detroit character with modern design and thoughtful upgrades throughout. The home features a bright and inviting layout with spacious living areas and stylish finishes. The updated kitchen offers modern cabinetry, sleek quartz countertops, and ample space for both everyday living and entertaining. Renovated bathrooms feature contemporary fixtures that complement the home’s refreshed design. A standout feature of this home is the primary bedroom, offering comfort. On the third level, a skylight fills the space with natural light, creating a beautiful setting ideal for a home office, studio, reading loft, or additional living space. Step outside to enjoy a fully fenced yard, perfect for relaxing, entertaining, or gardening. The property also includes a cement driveway with parking for one vehicle, an added convenience rarely found in many city homes. Located in one of Detroit’s most exciting and evolving neighborhoods, the property sits just minutes from the Kercheval Corridor, where new commercial and residential developments continue to transform the area. Enjoy nearby favorites in West Village such as Sister Pie, Red Hook Coffee, Two Birds, and Barkside, along with quick access to Belle Isle and downtown Detroit.

Getting Around

42
WalkingCar-Dependent
46
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

3/10
Southeastern High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1909

Materials

  • Foundation: Basement,Brick Mortar
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 88
  • Dimensions: 8 X 11

Bedroom

  • Level: Third
  • Area: 312
  • Dimensions: 13 X 24

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 689
  • Finished area above ground: 2,090

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,779 sqft

Kitchen

  • Level: Entry
  • Area: 150
  • Dimensions: 15 X 10

Other

  • Level: Second
  • Area: 121
  • Dimensions: 11 X 11

Other

  • Level: Second
  • Area: 56
  • Dimensions: 7 X 8

Other

  • Level: Entry
  • Area: 15
  • Dimensions: 5 X 3

Primary Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11 X 12

Property

Details

  • Parcel number: W21I039856S
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 30 x 161.37

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$921$11,052
Property Taxes $280$3,360
Electricity $303$3,637
Total$2,661$31,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,234/yr
40% on housing$79,830/yr
45% on housing$70,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 48214$110
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48214$66
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$229,000
2026-03-19Listed for sale$239,000
2025-09-19Sold$22,000
2025-08-29Listed for sale$25,000

For Sale by Agent

AgentJennifer Aparicio-Zavalza
BrokerageEXP Realty Main

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