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1042 Church St, Reading, PA, 19601

5beds
1baths
1,547sqft
$225,000
$145price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

This beautifully renovated 5-bedroom, 1-bathroom townhouse in the desirable Reading subdivision offers modern living with classic charm. The 2023 renovations enhance the traditional architectural style, featuring durable brick and metal siding for lasting appeal. Enjoy the convenience of off-street parking with a concrete driveway, accommodating up to two vehicles. The property boasts a full basement, perfect for additional storage or future customization. Exterior highlights include well-placed exterior lighting, sidewalks, and street lights, ensuring a welcoming atmosphere. The compact lot size of 0.03 acres provides low maintenance while still offering outdoor space. Located less than a mile from public transportation, this home combines accessibility with a vibrant community feel. With its blend of modern updates and timeless design, this property is an excellent opportunity for those seeking a comfortable and stylish residence. Don't miss your chance to make this charming townhouse your new home!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
Northwest Middle SchoolGrades 5-80.5 mi
1/10
2/10
Riverside El SchoolGrades PK-40.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Brick,Metal Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,547

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,547
  • Total interior livable area: 1,547 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14530751860067
  • Zoning: RES
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: Fridge,Water Filtration System.

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Street Lights

Lot

  • Lot size: 1,307 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$95$1,140
Property Taxes $300$3,600
Electricity $224$2,692
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 19601$106
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19601$150
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$225,000
2026-08-12Listing removed$225,000
2026-07-05Listed for sale$225,000
2023-09-08Sold$150,000
2023-07-11Pending sale$139,900
2023-06-30Listed for sale$139,900
2016-03-24Listing removed$59,900
2015-11-03Listed for sale$59,900
2015-01-01Listing removed$65,000
2014-02-18Listed for sale$65,000
2007-06-13Sold$60,000
2002-01-28Sold$42,000
2001-07-27Sold$24,800

For Sale by Agent

AgentMr. Ron Batista
BrokerageRealty One Group Alliance

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