




1042 Church St, Reading, PA, 19601
About This Home
This beautifully renovated 5-bedroom, 1-bathroom townhouse in the desirable Reading subdivision offers modern living with classic charm. The 2023 renovations enhance the traditional architectural style, featuring durable brick and metal siding for lasting appeal. Enjoy the convenience of off-street parking with a concrete driveway, accommodating up to two vehicles. The property boasts a full basement, perfect for additional storage or future customization. Exterior highlights include well-placed exterior lighting, sidewalks, and street lights, ensuring a welcoming atmosphere. The compact lot size of 0.03 acres provides low maintenance while still offering outdoor space. Located less than a mile from public transportation, this home combines accessibility with a vibrant community feel. With its blend of modern updates and timeless design, this property is an excellent opportunity for those seeking a comfortable and stylish residence. Don't miss your chance to make this charming townhouse your new home!
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Stone
- Construction materials: Brick,Metal Siding
Notable Dates
- Major remodel year: 2023
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Basement
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,547
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,547
- Total interior livable area: 1,547 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 14530751860067
- Zoning: RES
- Zoning description: Residential
- Special condition: Standard
- Exclusions: Fridge,Water Filtration System.
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Exterior features: Lighting,Sidewalks,Street Lights
Lot
- Lot size: 1,307 sqft
Parking
- Total spaces: 2
- Parking features: Concrete,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $300 | $3,600 |
| Electricity | $224 | $2,692 |
| Total | $1,756 | $21,072 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $225,000 |
| 2026-08-12 | Listing removed | $225,000 |
| 2026-07-05 | Listed for sale | $225,000 |
| 2023-09-08 | Sold | $150,000 |
| 2023-07-11 | Pending sale | $139,900 |
| 2023-06-30 | Listed for sale | $139,900 |
| 2016-03-24 | Listing removed | $59,900 |
| 2015-11-03 | Listed for sale | $59,900 |
| 2015-01-01 | Listing removed | $65,000 |
| 2014-02-18 | Listed for sale | $65,000 |
| 2007-06-13 | Sold | $60,000 |
| 2002-01-28 | Sold | $42,000 |
| 2001-07-27 | Sold | $24,800 |
