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235 Hudson St, Reading, PA, 19601

3beds
1baths
774sqft
$124,000
$160price/sqft
$1,068/moest. monthly cost
$42,720/yrincome needed

About This Home

Great investment opportunity at 235 Hudson St! This income-producing property is currently rented for $1,200/month with the tenant paying all utilities—making it an excellent addition to any portfolio. The first floor features a spacious living room and a large kitchen, offering plenty of room for comfortable living. On the second floor, you’ll find two bedrooms (one being a walk-through) along with a generously sized full bathroom. The third floor adds even more value with an additional bedroom—perfect for maximizing rental potential. Whether you’re looking to expand your rental portfolio or secure a property with immediate cash flow, this one checks the boxes!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Lauers Park El SchoolGrades PK-40.3 mi
4/10
SOUTHWEST MSGrades 5-80.8 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 774

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 774
  • Total interior livable area: 774 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14530766634357
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Tenants Personal Property

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 871 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $627$7,524
Home Insurance *$52$624
Property Taxes $165$1,980
Electricity $224$2,692
Total$1,068$12,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,617/yr
40% on housing$32,040/yr
45% on housing$28,480/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 19601$108
Berks County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 19601$150
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$125,000
2026-03-16Listing removed$1,200
2026-02-12Listed for rent$1,200
2022-03-25Sold$46,000
2022-03-10Pending sale$45,000
2022-02-24Listed for sale$45,000
2018-12-11Listing removed$675
2018-11-29Listed for rent$675
2017-12-08Sold$85,000
2014-10-03Listing removed$10,000
2014-07-30Listed for sale$10,000
2012-05-17Sold$5,200
2011-12-10Price change$11,900
2011-11-05Price change$15,900
2011-08-03Listed for sale$21,900
2006-03-24Sold$500
2005-09-12Sold$500

For Sale by Agent

AgentErica Fair
BrokerageIron Valley Real Estate of Berks

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