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132 Windsor St, Reading, PA, 19601

5beds
5baths
3,448sqft
$349,900
$101price/sqft
$2,760/moest. monthly cost
$110,400/yrincome needed

About This Home

Step into a home where timeless architecture and enduring craftsmanship take center stage. Rich hardwood floors, grand room sizes, and two elegant staircases create a sense of character rarely found today. This beautifully maintained city home offers over three levels of thoughtfully designed living space with five spacious bedrooms, three full baths, and two half baths, making it ideal for those who appreciate both historic charm and modern comfort. This 5 bedroom 3 full bathroom and 2 half bathroom house with driveway and garage are sure to have everything one could need. A welcoming covered front porch sets the tone, while the spacious interior features a first floor office with custom built ins, generous living and dining areas, and a kitchen with abundant cabinetry and all appliances included. Upstairs, five private bedrooms and three full baths provide exceptional flexibility for family and guests. The finished lower level is designed for entertaining with heated flagstone floors, a fireplace, wet bar, and convenient half bath. Outside, enjoy a fully fenced backyard with room to relax, garden, or play, along with a two car garage offering overhead storage and two additional storage sheds. If you value classic architecture, spacious living, and a home that has been meticulously cared for, this exceptional property offers the perfect blend of character, comfort, and lasting appeal.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
Northwest Middle SchoolGrades 5-80.2 mi
1/10
2/10
Riverside El SchoolGrades PK-40.5 mi

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,448

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 3,448
  • Total interior livable area: 3,448 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15530749650048
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Front,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$147$1,764
Property Taxes $466$5,592
Electricity $378$4,539
Total$2,760$33,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,628/yr
40% on housing$82,800/yr
45% on housing$73,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 19601$107
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19601$150
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$349,900
2023-07-28Sold$275,000
2023-07-06Pending sale$229,222
2023-06-27Listed for sale$229,222
2017-05-18Sold$120,000
2017-04-11Pending sale$130,000
2017-03-24Listed for sale$130,000
2017-01-23Pending sale$130,000
2016-11-15Listed for sale$130,000
2016-08-01Listing removed$151,900
2016-02-16Listed for sale$151,900
2014-07-01Listing removed$129,900
2014-05-14Price change$129,900
2013-09-11Price change$139,900
2013-08-15Price change$144,900
2013-08-06Price change$145,900
2013-06-11Listed for sale$149,900

For Sale by Agent

AgentJohn Gantkowski
BrokerageIron Valley Real Estate of Berks

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